Upload your insurer valuation
Send the valuation report and offer you received. This gives us the vehicle details, value, and comparable vehicles used.
REAL DATA. REAL VALUE. REAL PROOF.
Insurance total loss offer seem too low?
Start with a free preliminary value review. We compare your insurer’s valuation to available market support and only send an invoice if the file appears to fit the $249 online appraisal package.
Independent appraiser Market-backed Invocation letter prepared
How It Works
Start with a free review before you pay.
Submit the insurer valuation, offer amount, and expected value. We review market support first, then tell you whether the file appears worth moving forward.
Tell us your expected value
Share the value you expected and why. This helps us understand the dispute before our market review.
Appraisal clause letter
If accepted, we prepare a letter for your review to invoke the appraisal clause for the disputed vehicle value.
Independent value report
We review comparables, mileage, options, condition, and documentation to prepare a market-backed vehicle value report.
Appraiser-to-appraiser support
We discuss the disputed vehicle value with the insurer’s selected appraiser. If the appraisers cannot agree, the policy may require an umpire, and umpire fees are separate.
Why Choose Us
Built for owners who need a selected appraiser for a total loss appraisal clause, not just a report.
The service is focused on total loss vehicle value and amount of loss. It includes a market-supported appraisal report and standard appraisal-clause support, while avoiding coverage, liability, legal, or claim-handling issues.
Selected appraiser role
We serve as your selected appraiser for the limited purpose of the total loss appraisal-clause vehicle value dispute.
Comparable-first valuation
Reports prioritize exact year, make, model, trim, major options, mileage, condition, and market area before relying on weaker matches.
Invocation letter support
The package includes an appraisal clause invocation letter prepared for your review before you submit it to your insurance company.
Clear process limits
The service includes standard appraiser-to-appraiser value discussion for total loss value, not unlimited claim disputes or legal representation.
What We Review
We review the details that matter in a total loss appraisal.
Using your insurer valuation report and uploaded support, we review comparable vehicles, mileage, location, trim, options, condition, photos, vehicle history, and the appraisal-clause process details needed to support the value position.
Insurance valuation report
CCC, Mitchell, Audatex, Autosource, carrier valuation PDFs, or screenshots of the value/offer.
Vehicle and claim confirmation
Named insured, vehicle details, VIN, mileage, claim number, policy number, insurer information, and current valuation/offer.
Expected value and concerns
The value you expected, why you believe that value is fair, and what seems wrong with the insurer valuation.
Condition and support
Interior/exterior photos, odometer photos, maintenance receipts, repair invoices, aftermarket accessory invoices, and pre-loss condition details.
Appraisal Clause Focus
We help handle the valuation side of the appraisal clause process.
When the insurer’s total loss value does not match the market, ValueProof Pro prepares an independent vehicle value analysis and works as your selected appraiser through the policy appraisal process.
Start Appraisal Review
Special Online Appraisal Package
FREEPre-review
1 DAYClear update
PAYOnly if accepted
Free review first. $249 package if accepted.
Submit the insurer valuation and key details first. We review the offer against available market support before asking you to pay.
We review the insurer valuation, offer, claim state, vehicle details, and market support before payment.
You receive an update within 1 business day on whether the file appears supportable.
If accepted, we email a secure invoice for the flat-rate online appraisal package.
Included
Insurer valuation review
Review of the insurance company’s valuation report, offer, comparable vehicles, and key vehicle details.
Vehicle detail review
Review of VIN, mileage, year, make, model, trim, options, and available condition information.
Comparable market research
Market research focused on comparable vehicles, correct trim/configuration, mileage, condition, and market area.
Independent appraisal report
A market-backed vehicle value report focused on the disputed actual cash value/amount of loss.
Appraisal clause invocation letter
A procedural letter prepared for customer review to help invoke the appraisal clause for the disputed vehicle value or amount of loss.
Selected appraiser support
ValueProof Pro can be selected as the owner’s appraiser and can submit the value position to the insurer’s appraiser.
Appraiser-to-appraiser value discussion
Standard value discussion with the insurance company’s selected appraiser, with support through appraiser agreement or the next policy step.
What is not included unless separately agreed.
The online package is not unlimited claim handling or legal representation. It is focused on the vehicle value/amount-of-loss appraisal issue under the policy appraisal process.
Umpire fees or court filings
Umpire costs, court filings, litigation, and legal proceedings are not included.
Legal, coverage, or liability disputes
The package does not include legal advice, policy interpretation, coverage disputes, liability disputes, bodily injury claims, or public adjusting services.
Unlimited revisions or unrelated issues
The package does not include unlimited back-and-forth disputes, unlimited report revisions, storage/towing disputes, title-transfer paperwork, or issues unrelated to vehicle value.
Specialty or branded-title valuations
Prior branded-title, exotic, classic, commercial, heavily modified, or uncommon vehicles require manual review before acceptance.
In-person inspections
The standard online package is remote and based on the insurer valuation, documents, photos, and available market data unless separately agreed.
Clear scope. Standard appraisal clause support.
The package includes the standard total loss appraisal-clause value process: appraisal clause invocation letter preparation for your review, independent vehicle value report, submission of our value position to the insurance company’s appraiser, and appraiser-to-appraiser value discussion. If both appraisers cannot agree, the policy may require an umpire. It does not include unlimited revisions, unlimited disputes back and forth, umpire fees, court filings, legal advice, coverage disputes, liability disputes, bodily injury claims, storage/towing disputes, total loss title paperwork, or issues unrelated to vehicle value unless separately agreed in writing.
Once payment is received and work has started, the flat fee is not refundable for client-caused issues such as misunderstanding the appraisal-clause process, submitting a claim that does not qualify, providing incorrect or incomplete information, or deciding not to proceed. If work has started, we can continue the agreed valuation/appraisal work when appropriate, but a refund is not available unless ValueProof Pro determines otherwise.
Get Started
Start your free value review.
Submit the basic claim and vehicle details first. Then complete the detailed intake so we can review the insurer valuation and market support before payment.
FREE VALUE REVIEW
No payment is due with the intake. We review the valuation and market support before sending an invoice.
FAQ
Common appraisal clause questions.
What does the $249 online package include?
If accepted after the free review, the package includes insurer valuation review, comparable market research, an independent total loss value report, an appraisal clause letter prepared for your review, and standard appraiser-to-appraiser value discussion.
Do you negotiate my insurance claim?
No. We are not acting as a public adjuster, attorney, or claim representative. Our role is limited to the vehicle value/amount-of-loss appraisal issue and appraiser-to-appraiser value discussion within the appraisal process.
Do you guarantee a higher settlement?
No. We provide independent appraisal services and market valuation support based on the evidence available, and we cannot guarantee a higher settlement, payment, appraisal award, or claim outcome. Many total loss value disputes are resolved for a higher amount when the market data supports it, but the final result depends on the vehicle, documentation, policy process, insurer appraiser, and available evidence.
What do I need to get started?
The most helpful items are your insurance valuation report, offer amount, VIN, mileage, loss ZIP code, policy appraisal clause language, photos showing the vehicle interior and exterior, and any invoices or receipts for recent repairs, maintenance, or aftermarket accessories.
What happens if the appraisers do not agree?
Many appraisal clauses provide a process for selecting an umpire if the two appraisers cannot agree. Umpire fees are not included in the online package price and the exact process depends on your policy language and applicable state law.
What states do you not currently cover?
ValueProof Pro is not currently accepting appraisal clause assignments in Connecticut, Delaware, Massachusetts, New York, Pennsylvania, Rhode Island, South Carolina, or Vermont. All other states are reviewed based on policy language and the facts of the dispute.
Is this unlimited dispute handling?
No. The package is limited to the total loss vehicle value appraisal-clause process. It does not include legal advice, coverage or liability disputes, public adjusting services, umpire fees, court filings, or unrelated claim issues unless separately agreed.
Important Disclaimer
Independent appraisal services, not legal or public adjusting services.
ValueProof Pro provides independent vehicle appraisal services for total loss value disputes. We do not act as a public adjuster, attorney, or insurance claim representative. We do not determine coverage, interpret policy benefits, provide legal advice, or guarantee a higher settlement, payment, appraisal award, or claim outcome. Appraisal rights, procedures, costs, and outcomes depend on the specific policy language and applicable state law.
Trusted
Independent appraisal support for vehicle owners.
Data-Driven
Real market data. Real vehicle value.
Defensible
Appraisal files built around clear value support.
Process Focused
Designed for the appraisal clause path.